Albany has close ties with the nearby cities of Troy, Schenectady, and Saratoga Springs, forming a region called the Capital District, a historic area of the United States. The bulk of this area is made up of the Albany-Schenectady-Troy Metropolitan Statistical Area (MSA), which has a population of 850,957; this MSA is the fourth largest urban area in New York and the 56th largest MSA in the United States.
Albany was built on the site of the Dutch Fort Orange and its surrounding community of Beverwyck. The English acquired the site from the Dutch in 1664 and renamed it Albany, in honor of James II, Duke of Albany. A 1686 document issued by Thomas Dongan granted Albany its official charter. After New Amsterdam, Albany is the second oldest city in the state in terms of its date of incorporation.
As of the census of 2000, there were 95,658 people, 40,709 households, and 18,400 families residing in the city. The population density was 4,474.6/sq mi (1,727.5/km²). There were 45,288 housing units at an average density of 2,118.4/sq mi (817.9/km²). The racial makeup of the city was 63.12% White, 28.14% Black or African American, 0.31% Native American, 3.26% Asian, 0.04% Pacific Islander, 2.15% from other races, and 2.98% from two or more races. 5.59% of the population were Hispanic or Latino of any race. Ancestries include: Irish (18.1%), Italian (12.4%), German (10.4%), English (5.2%), and Polish (4.3%).[2]
There were 40,709 households out of which 22.0% had children under the age of 18 living with them, 25.3% were married couples living together, 16.1% had a female householder with no husband present, and 54.8% were non-families. 41.9% of all households were made up of individuals and 11.5% had someone living alone who was 65 years of age or older. The average household size was 2.11 and the average family size was 2.95. The median home value in Albany, NY, is $175,800. Home appreciation is 12.70% over the last year. The median age of Albany, NY, real estate is 63 years.
In the city the population was spread out with 20.0% under the age of 18, 19.3% from 18 to 24, 29.2% from 25 to 44, 18.1% from 45 to 64, and 13.4% who were 65 years of age or older. The median age was 31 years. For every 100 females there were 90.6 males. For every 100 females age 18 and over, there were 86.5 males.
The median income for a household in the city was $33,375, and the median income for a family was $39,932. Males had a median income of $31,535 versus $27,112 for females. The per capita income for the city was $20,340. About 16.0% of families and 21.7% of the population were below the poverty line, including 28.8% of those under age 18 and 12.5% of those age 65 or over.
[[File:Albany Int'l Airport.JPG|thumb|Albany International Airport [[File:RensselaerRailStation.JPG|thumb|The Albany-Rensselaer Amtrak Station]]